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Early Access to Your Wages

Stay ahead of unexpected expenses while saving on what matters most!
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Life doesn't wait for Payday and neither should you!

With Paylab Advance, you can access your wages when you need them - without the stress of hidden fees or high-interest rates.

Our retailers

Shop across an extensive array of over 25,000+ beloved Australian retailers.
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  • harvey norman-retailer

     

  • kathmandu-retailer

     

  • priceline-retailer

     

  • kmart-retailer

     

  • bws-retailer

     

  • ikea-retailer

     

  • ebay-retailer

     

  • amazon-retailer

     

  • doordash-retailer

     

  • jbhifi -retailer

     

  • the good guys-retailer

     

  • sunglass hut-retailer

     

  • coles-retailer

     

  • kayo-retailer

     

  • bunnings-retailer

     

  • cotton on-retailer

     

  • myer-retailer

     

  • footlocker-retailer

     

  • big w-retailer

     

How it Works?

HW1
1. Check you Qualify

To set up your Paylab Advance, you need a valid Australian drivers license/passport and an active bank account.

HW2
2. Create a Paylab Account

Download the Paylab app and create an account within a few steps

HW3
3. Verify your Identity

Complete a quick identity verification process using your official ID

HW4
4. Apply for an Advance

Type in the amount and receive funds in your bank account within minutes!

How it Works?

To set up your Paylab Advance, you need a valid Australian drivers license/passport and an active bank account.
HW2
1. Create a Paylab Account

Download the Paylab app and create an account within a few steps

HW3
2. Verify your Identity Securely

Complete a quick identity verification process using your official ID

HW4
3. Apply for an Advance

Type in the amount and receive funds in your bank account within minutes!

Benefits Beyond Borrowing

With Paylab, you don’t just borrow - you save. By using Paylab Rewards, you can offset the 5% advance service fee with discounts on everyday purchases. This means you effectively borrow at a very low cost, while enjoying savings on groceries, travel, and more.

Pair your wage advance with Paylab Rewards to access exclusive discounts from top Australian retailers. Save on everyday essentials, travel, and more - turning your advance into a smarter financial decision.

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Fast, Simple and Cost-effective Wage Access

No credit checks
No Credit Checks
Low fee high value
Low fee, High value
Instant access
Access within Minutes
Hassle free repayments
Hassle-free Repayment

Testimonials

Borrow Smart, Save Big.

Download the App Today!

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