Use Paylab Rewards to Instantly Offset your Advance fee! Here’s How Paylab Helps You

At first glance, paying a 5% fee for an Advance might seem like an extra cost. But what if you could completely offset it - or even save more in the process? That’s exactly what Paylab Rewards allows you to do.

How Paylab Helps You Get Your 5% Fee Back

One of Paylab’s biggest advantages is its Rewards program, which offers instant discounts on eGift cards from top Australian retailers. This unique feature means you can not only access funds when you need them but also make those funds go further by saving money on everyday purchases.

Here's How It Works:

1. Take an Advance When Needed: Access up to $2,000 of your wages within minutes through the Paylab App. There's no hidden costs or high interest rates.

2. Use Paylab Rewards to Shop Smart: With Paylab Rewards, you can purchase discounted eGift cards from over 100 of Australia's top retailers. Whether it's fashion, dining, entertainment, sports or health essentials or furniture, there’s a discounted option available for all to help you save money instantly on every purchase.

3. Offset Your Advance Fee: By purchasing discounted eGift cards on Paylab ranging from 1% up to 14%, you can offset or reduce the 5% fee easily. When you save 5% or more on a purchase, it’s like getting your Advance fee back in your pocket!

Real-Life Example: Turning a Fee into Savings  

Imagine you take a $100 Advance through Paylab. This comes with a $5 fee (5% of $100). At first, this may seem like an unavoidable cost - but it doesn’t have to be.

By purchasing an eGift card through Paylab Rewards for a retailer like Priceline Pharmacy, which offers 4% savings, here’s how you can offset your fee:

• Purchase a $100 eGift card for Priceline Pharmacy through the Paylab app
• Priceline offers 4% rewards so you earn $4 in rewards instantly in your Paylab wallet
• When you make your next purchase on Paylab, you can use these $4 rewards to reduce your cost price or even choose to accumulate it for greater savings!

💡 Result: You’ve effectively reduced the cost of your Advance, allowing you to access your wages early without any financial setback.

Maximising Your Savings with Paylab Rewards

The opportunities to save with Paylab rewards are endless. Here's how you can make the most out of your money with Paylab:

• Groceries, Food & Delivery - Harris Farm Markets (2% savings), Hello Fresh (3% savings), Uber (2% savings), Uber Eats (2% savings), Doordash (2% savings)
• Dining - Save 3% at over 25,000 Cafes, Restaurants and Bars with the Café Choice Gift Card on Paylab
• Fashion - Buy discounted eGift Cards on Paylab for The Iconic (3% savings), Priceline Pharmacy (4% savings), David Jones (3% savings), Cotton On (2% savings), and more
• Entertainment - Hoyts (4% savings), Kayo (3% savings), Village Cinemas (4% savings), Red Balloon (3% savings), Adrenaline (4% savings), isubscribe (14% savings) and more
• Furniture - Amart Furniture (4% savings), Ikea (2% savings), Temple & Webster (3% savings), The Good Guys (2% savings), Sheridan (3% savings), and more
  

By strategically using Paylab, you can turn a 5% Advance fee into a low-cost solution or a zero-cost solution or even come out ahead with additional savings!

Take Control of Your Finances with Paylab

When it comes to financial empowerment, Paylab provides a holistic approach - giving you quick access to funds while enabling you to spend smarter and save more.

Ready to make your money work for you? Download the Paylab app today, take control of your cash flow and turn a 5% fee into financial freedom!